Join Yapı Kredi
Join Yapı Kredi
Credits

Real Estate Loan

Every day, rushing home after work to spend precious moments with your children... What could be more beautiful in life than having your own place? Build your life in your own home!

Real Estate Loan
Target Customers New Customers
Amount: Starting from 15,000 AZN
Term: 3-120 months
Annual Interest Rate Starting from 13%
EARI min. 14.4%- max. 22.2%,
Down Payment 30% (from 15% for first-time home purchases)
Guarantor Not required

*Individuals Eligible for Loans Without a Guarantor:

Government employees 

Teachers

Employees of foreign and local oil, communications, telecommunications, IT, and related companies

Bank employees 

Customers receiving their salary through Yapı Kredi Bank Azerbaijan

  

**Other collateral items:

Movable and immovable property

Term and demand deposits

 

Note: In special cases, the Bank reserves the right to request a guarantor, collateral, or additional documents.

Note: Repeat customers are considered those who, within the last 12 months, have fully repaid a loan or credit card debt with Yapı Kredi Bank Azerbaijan, or currently hold a deposit with the Bank.

 

•    The bank reserves the right to require a guarantor, collateral and other documents depending on the amount, term, and other criteria. 

•    The maximum term may be set/provided shorter by the Bank depending on the loan amount and other factors.

This product does not apply to Auto Loans, Restructuring Loans, Real Estate Loans, State Mortgages (concessional or non-concessional), or Deposit-secured loans.

•    *License No. 243 issued by the Central Bank of the Republic of Azerbaijan.


Real Estate Loan Calculation Tool